Rainbet.com AML Policy

Last Updated: April 8, 2026

1. Introduction

Rainbet.com is operated by RBGAMING N.V., with its registered office at Hamchako, Mutsamudu, The Autonomous Island of Anjouan, Union of Comoros. Company Registration Number: 16077.

Rainbet.com is committed to the prevention of money laundering and the financing of terrorism. This Anti-Money Laundering (AML) Policy outlines our approach to ensure compliance with applicable laws, including the EU's Sixth Anti-Money Laundering Directive (6AMLD), FATF Recommendations, and the General Data Protection Regulation (GDPR).

2. Objective of the Policy

To safeguard our platform, customers, and financial systems, Rainbet.com has implemented a three-step account verification process and continuous transaction monitoring. Our objective is to ensure that user identities are verified, financial activities are legitimate, and risks related to money laundering are mitigated.

3. Legal Framework

Rainbet.com aligns its AML measures with:

Directive (EU) 2015/849, as amended by Directive (EU) 2018/843 and Directive (EU) 2018/1673 (6AMLD).
Regulation (EU) 2015/847 on information accompanying transfers of funds.
GDPR (Regulation (EU) 2016/679).
Anjouan AML legislation.
Relevant FATF Recommendations.

4. Definition of Money Laundering

Money laundering involves:

Concealing the origin of criminal proceeds.
Converting or transferring illicit assets to disguise their origin.
Acquiring or using criminally obtained property knowingly.
Aiding or facilitating any of the above actions.

Money laundering is illegal even when the predicate offense occurs in another jurisdiction.

5. Governance Structure

General Management of RBGAMING N.V. holds ultimate responsibility for AML compliance.
An Anti-Money Laundering Compliance Officer (AMLCO) oversees implementation, reporting, and risk assessments.

6. Customer Due Diligence (KYC)

Rainbet.com enforces identity verification at account creation and during certain transactions to comply with applicable AML/CFT regulations. To facilitate this process, Rainbet.com uses Sumsub as its third-party identity verification provider. All personal information submitted during the verification process is processed securely and in accordance with applicable data protection laws and Rainbet.com's Privacy Policy.

Required Documents:

Government-issued ID (passport, ID card, or driver's license) with:
- A selfie holding the ID and a handwritten note with 6 randomly generated numbers.
- Visible corners of the document.
- Only essential fields (name, DOB, nationality, gender, photo) required unless further data is necessary.
Proof of Address:
- Verified electronically via two databases. If failed, a manual document such as a utility bill, government letter, or bank statement dated within 3 months is required.
Source of Funds:
- May include employment documents, business ownership proof, inheritance, or investment records.

6.1 Politically Exposed Persons (PEP) and Adverse Media Screening

Rainbet.com conducts Politically Exposed Person (PEP) and adverse media screening as part of its customer due diligence procedures through third-party compliance service providers. Screening is performed on a risk-based basis during onboarding and may be repeated periodically throughout the customer relationship to identify potential money laundering, corruption, fraud, sanctions exposure, or other financial crime risks.

6.2 Enhanced Due Diligence (EDD)

Rainbet.com applies Enhanced Due Diligence (EDD) measures to customers deemed higher risk due to factors including, but not limited to, jurisdiction, transaction behaviour, source of funds, source of wealth, PEP status, adverse media findings, sanctions exposure, unusual transaction activity, or other risk indicators. EDD measures may include obtaining additional identity verification documents, source of funds and source of wealth information, enhanced transaction monitoring, manual compliance reviews, and temporary account restrictions or suspensions pending completion of the review.

7. Transaction Monitoring

Rainbet.com employs a three-tiered transaction monitoring system:

1. Automated Monitoring: AI-driven systems detect irregularities such as:

Repeated deposits/withdrawals without gameplay.
Use of different payment methods.
Account behavior or geographic changes.

2. Employee Review:

Trained personnel review AI alerts and perform manual verification.

3. Manual Audits:

Higher-risk users and suspicious accounts are audited manually.

All suspicious transactions are escalated to the AMLCO.

7.1 Sanctions Screening

Rainbet.com screens customers and transactions against applicable international sanctions and watch lists, including but not limited to the United Nations (UN), Office of Foreign Assets Control (OFAC), European Union (EU) sanctions lists. Screening is performed on a risk-based basis during onboarding, during certain transactions, and may be repeated periodically throughout the customer relationship. Customers identified as sanctioned persons or entities may be restricted, suspended, rejected, or reported to the relevant authorities in accordance with applicable laws and regulations.

7.2 Blockchain Transaction Monitoring

Rainbet.com utilises blockchain analytics and transaction monitoring tools, including Elliptic, to monitor cryptocurrency deposits and withdrawals. Such monitoring is designed to identify high-risk wallet addresses, sanctioned entities, suspicious transaction patterns, exposure to illicit activities, and other indicators of financial crime. Rainbet.com reserves the right to request additional information, perform enhanced due diligence measures, suspend transactions, or restrict account activity where concerns are identified.

8. Risk-Based Approach (EWRA)

Rainbet.com conducts an annual Enterprise-Wide Risk Assessment (EWRA), analyzing:

Products/services offered.
Transaction types.
User profiles and geographies.
Delivery channels and emerging risks.

The AMLCO uses EWRA outcomes to adjust AML policies.

9. Reporting Suspicious Activity

All employees must report suspicious activity to the AML team. The AMLCO:

Reviews the report.
Files a Suspicious Activity Report (SAR) with the relevant Financial Intelligence Unit (FIU) if necessary.
May terminate user accounts based on findings.

10. Record Keeping

In line with legal requirements:

KYC documentation is retained for 10 years after account closure.
Transaction records are stored securely (offline and encrypted) for 10 years.

11. Staff Training

Rainbet.com ensures:

All employees undergo mandatory AML training annually.
New hires receive academic AML instruction tailored to their role.
Training is updated in line with regulatory changes.

12. Data Protection

Rainbet.com complies with the GDPR. User data:

Is securely stored.
Is not shared unless legally required (e.g., AML investigations).

13. Contact & Complaints

For AML or KYC-related inquiries: Email: support@rainbet.com

14. Version Control

Version: 1.2

Last Reviewed: April 8, 2026

Next Scheduled Review: April 2027